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    Marlon Green

    Sales Representative

    Forest Hill Real Estate Inc., Brokerage

    Thinking Real Estate? Think Green.

    HELPING MAKE HOMEOWNERSHIP MORE AFFORDABLE


    The First-Time Home Buyer Incentive helps qualified first-time homebuyers reduce their monthly mortgage carrying costs without adding to their financial burdens.


    HIGHLIGHTS


    5% or 10% shared equity mortgage The Incentive would allow eligible first-time homebuyers, who have the minimum down payment for an insured mortgage, to apply to finance a portion of their home purchase through a form of shared equity mortgage with the Government of Canada. For the purchase of an existing home, an Incentive amount of 5% is available. For the purchase of a newly constructed home, an Incentive amount of 5% or 10% is available to qualified buyers. The larger Incentive amount is intended to help encourage the home construction needed to address some of the housing supply shortages in Canada, particularly in our largest cities.


    REDUCE MONTHLY MORTGAGE PAYMENTS


    The Incentive enables first-time homebuyers to reduce their monthly mortgage payment, without increasing the amount that they must save for a down payment. No on-going repayments are required, the Incentive is not interest bearing, and the homeowner can repay the Incentive at any time without a pre-payment penalty. The shared equity mortgage means that the government shares in the upside and downside of the property value. 


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    MARLON GREEN
    Sales Representative

    Email:  marlonjgreen@gmail.com

    Direct:  (416) 399-3906

    Forest Hill Real Estate Inc., Brokerage

    RYAN GREEN
    Sales Representative

    Email:  ryanslgreen@gmail.com

    Direct:  (416) 509-4433

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